CDs

Suntonik Bank’s Certificates of Deposit (CDs) offer a safe, guaranteed way to grow your money over time—with higher returns than standard savings accounts and no market risk.

CD Account Features:

• Competitive, fixed interest rates
• Flexible term options: 3 months to 5 years
• FDIC insured up to $250,000
• No monthly maintenance fees
• Interest compounded daily and paid monthly
• Option to roll over automatically at maturity

Current Rates:

• 3-Month CD: 3.50% APY
• 6-Month CD: 4.10% APY
• 12-Month CD: 4.50% APY
• 24-Month CD: 4.70% APY
  (Rates subject to change. Contact us for the latest rates.)

Requirements:

• Minimum Opening Deposit: $500
• Early Withdrawal Penalty: May apply depending on term

Why Choose a CD with Suntonik?

• Predictable growth with zero risk
• A wide range of terms to meet your savings goals
• U.S.-based support and account management tools

Start Growing Your Money Today
Choose the CD term that fits your timeline and enjoy guaranteed returns.