{"id":14661,"date":"2023-10-24T23:20:57","date_gmt":"2023-10-24T23:20:57","guid":{"rendered":"https:\/\/suntonikonline.com\/us\/home\/?page_id=14661"},"modified":"2025-10-31T21:41:57","modified_gmt":"2025-10-31T21:41:57","slug":"cds","status":"publish","type":"page","link":"https:\/\/suntonikonline.com\/us\/home\/cds\/","title":{"rendered":"CDs"},"content":{"rendered":"<div id=\"cmsmasters_row_v6wvllboh\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_pjlfp7ikba\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nmocoblea\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-14668 size-full\" src=\"https:\/\/suntonikonline.com\/us\/home\/wp-content\/uploads\/2023\/10\/istockphoto-1027141710-612x612-1.jpg\" alt=\"\" width=\"612\" height=\"398\" srcset=\"https:\/\/suntonikonline.com\/us\/home\/wp-content\/uploads\/2023\/10\/istockphoto-1027141710-612x612-1.jpg 612w, https:\/\/suntonikonline.com\/us\/home\/wp-content\/uploads\/2023\/10\/istockphoto-1027141710-612x612-1-300x195.jpg 300w, https:\/\/suntonikonline.com\/us\/home\/wp-content\/uploads\/2023\/10\/istockphoto-1027141710-612x612-1-580x377.jpg 580w\" sizes=\"auto, (max-width: 612px) 100vw, 612px\" \/><\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_6rf377l5xg\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_hbeh4cbupr\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">Lock in Your Rate. Watch Your Savings Grow.<\/h4>\n<\/div><div id=\"cmsmasters_heading_efpjp42ct\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Certificates of Deposit (CDs)<\/h2>\n<\/div><div class=\"cmsmasters_text\">\n<p>Suntonik Bank\u2019s <strong>Certificates of Deposit (CDs)<\/strong> offer a safe, guaranteed way to grow your money over time\u2014with higher returns than standard savings accounts and no market risk.<\/p>\n<p><strong>CD Account Features:<\/strong><\/p>\n<ul>\n<li>Competitive, fixed interest rates<\/li>\n<li>Flexible term options: <strong>3 months to 5 years<\/strong><\/li>\n<li>FDIC insured up to $250,000<\/li>\n<li>No monthly maintenance fees<\/li>\n<li>Interest compounded daily and paid monthly<\/li>\n<li>Option to roll over automatically at maturity<\/li>\n<\/ul>\n<p><strong>Current Rates:<\/strong><\/p>\n<ul>\n<li><strong>3-Month CD:<\/strong> 3.50% APY<\/li>\n<li><strong>6-Month CD:<\/strong> 4.10% APY<\/li>\n<li><strong>12-Month CD:<\/strong> 4.50% APY<\/li>\n<li><strong>24-Month CD:<\/strong> 4.70% APY<br \/>\n(<em>Rates subject to change. Contact us for the latest rates.<\/em>)<\/li>\n<\/ul>\n<p><strong>Requirements:<\/strong><\/p>\n<ul>\n<li><strong>Minimum Opening Deposit:<\/strong> $500<\/li>\n<li><strong>Early Withdrawal Penalty:<\/strong> May apply depending on term<\/li>\n<\/ul>\n<p><strong>Why Choose a CD with Suntonik?<\/strong><\/p>\n<ul>\n<li>Predictable growth with zero risk<\/li>\n<li>A wide range of terms to meet your savings goals<\/li>\n<li>U.S.-based support and account management tools<\/li>\n<\/ul>\n<p><strong>Start Growing Your Money Today<\/strong><br \/>\nChoose the CD term that fits your timeline and enjoy guaranteed returns.<\/p>\n<\/div>\n<div id=\"cmsmasters_divider_p2jy2fs3j9\" class=\"cl\"><\/div>\n<div id=\"cmsmasters_button_dw24logze6\" class=\"button_wrap\"><a href=\"https:\/\/suntonikonline.com\/accounts\/\" class=\"cmsmasters_button\"><span>Open a CD Account<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14661","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/pages\/14661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/comments?post=14661"}],"version-history":[{"count":3,"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/pages\/14661\/revisions"}],"predecessor-version":[{"id":15772,"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/pages\/14661\/revisions\/15772"}],"wp:attachment":[{"href":"https:\/\/suntonikonline.com\/us\/home\/wp-json\/wp\/v2\/media?parent=14661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}